Buying a home comes with a lot of responsibilities. Also, you will want to know the condition of the home that you are purchasing. Additionally, the insurance company that you have chosen to provide your homeowners insurance also wants to know the condition of the home. Getting various inspections like a 4-point home inspection, wind mitigation inspection, or a full home inspection is key for showing the insurance company the condition of the home. What is a wind mitigation inspection? An inspection that looks at the age and condition of the roof and offers new features to enhance it.
Let’s take a look below at some more details.
What Is This Type Of Inspection?
When you get a wind mitigation inspection, you are getting seven areas of the roof inspected. The purpose of this inspection is to determine if there are areas of water intrusion and whether or not the roof can withstand strong winds. Let’s take a look at the seven areas of the roof that will be inspected.
- Roofs age – The local building codes can change yearly. The inspection will determine how old the roof is and if it is time to install a new one.
- Buildings age – Checking the age of the building allows the owner to determine if the home was built on or after March 1st, 2002.
- Roof deck attachment – This inspection will tell the homeowner what materials were used to support the deck sheathing attachments to the trusses. The type of nail that was used and how far apart the nails were used.
- Roof-to-wall attachment – This inspection will tell you what the contractor did to attach the trusses to the exterior walls of the home.
- Roof design or geometry – The shape and slope of the roof are inspected. Also known as the roof geometry.
- Secondary water barrier – This inspection looks at the underlayment of the roof shingles, metal, or tile roofing materials. Typically, a moisture barrier is installed between the outer roof layer and the roof decking.
- Other opening protections – This inspection will provide you with a list of extra protections that you might need regarding your sunroof, garage doors, windows, or other areas.
Who Can Conduct One?
Getting a wind mitigation inspection done can be accomplished by a variety of professionals. The list of professionals who can perform a wind mitigation inspection is as follows; architect, engineer, building inspector, general contractor, building contractor, and home inspector. In Florida, a wind mitigation inspection can be conducted during a full home inspection. Often, it is included in the home inspection. Additionally, the wind mitigation inspectors can conduct a 4-point inspection or a buyer inspection at the same time as producing a wind mitigation report.
Why Do I Need One?
Wind mitigation inspections are recommended for homeowners that are looking to save money on their homeowner’s insurance policy. The insurance company that provides you with the policy will like to know that improvements have been made to keep your roof and home safe from high winds. Additionally, this type of inspection in Florida allows you to stay on top of your roofing needs. Also, it can help determine when you might need a new roof. Home insurance premiums will provide you with wind mitigation credits after you get the report that shows how you are protecting your home.
How Much Do They Cost?
When it comes to wind mitigation inspections, they are fairly inexpensive. The average wind mitigation inspection takes about 30 minutes. The national average cost for this type of inspection will range from $100 to $200. The price will depend on the size of the home and where you live.
Other Recommended Maintenance
Now that you know what a wind mitigation inspection is, you can research more about other home inspection options. Additionally, there are a variety of offerings depending on the local home inspection company that you use. For example, how to pass a 4-point home inspection? This is another option that could assist you when negotiating your homeowner’s insurance.
Next, be sure that you have a roof inspection checklist. This is so important for a homeowner to be able to follow along with the home inspection and the roof inspection portion. Also, this allows the homeowner to ensure all questions about the roof have been answered.
Lastly, it is important to know what to expect before, during, and after a home inspection is conducted. This information helps the homeowner stay on top of what is happening with regard to the home inspection process.
When Do I Call A Professional?
The professional that you will want to call to conduct your wind mitigation inspection is your home inspection team. Additionally, there are only a few certified professionals capable of conducting a wind mitigation inspection. Also, your local home inspection team can conduct this inspection at the same time as a full home inspection. Any other professional will likely just conduct the inspection. Consequently, it will be a great idea to get more for your money with regard to your home inspections.
Buying a new or older home requires you to get a lot of answers regarding the condition of the home and its structural integrity. Conducted home inspections are the best way to get the answers to these questions. Also, the homeowners’ insurance company will want to know that a wind mitigation or full home inspection has been conducted. Additionally, these inspections help the insurance company get the answers they seek regarding your home. Reach out to Advantage Inspections to have your wind mitigation inspection done here in West Central, Florida.